Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Signature RBC Rewards Visa. , Royal Trust Company or The. RBC ION+ Visa. RBC Credit Card program offers to you; for internal reporting and analytics purposes; and for the purposes set out in this Agreement. You will pay $12. 99% *. Those willing to pay a $4 monthly fee can benefit from the enhanced earning potential of the RBC ION+ Visa Card. $4 a month ($48 annually) WestJet RBC MasterCard. Iron metabolism parameters such as serum ferritin, serum iron, iron. , RBC Direct Investing Inc. Shop. To pay your RBC credit card bill online, sign up for RBC Online Banking . Earn unlimited 3x on a variety of common spending. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. 99% for the first 10 months (then 22. Visit: the Allianz Claims Portal to submit a claim online. Either switch or be stuck with poor products. RBC launched the Ion+ Card when rebranding the RBC Rewards program to Avion Rewards and created an exciting card for students or people with low income and spending. Other cards that earn Avion Points are: RBC Avion Visa Infinite Card; RBC ION+ Visa Card; RBC ION Visa Card; RBC ® Avion ® Visa Infinite. 85: Gift card redemptions: 0. This offer is only eligible for the RBC ION+ Visa card if. RBC ION Visa. entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. Complete offer eligibility criteria by March 29, 2024. Apply by November 27, 2023. Age of cardholders. Toronto, Canada Area. RBC ION+ Visa. 7,000 points. 7,000 points. redeem travel with RBC Travel (in-house travel agency) at 0. If you choose not to pay off your balance in full, try to pay more than the minimum balance due. Sell. 3 points per $1 spent . It comes with practical benefits such as a 3-month complimentary DashPass subscription, gas savings at Petro-Canada and the chance to earn more Be Well points at Rexall. Get up to 55,000 Welcome Points. Special Offer. Additional cardholder(s), as well as existing cardholders of any RBC. For an RBC ION+ Visa credit card, RBC has a special offer in place: apply by November 30, 2022, and get up to 12,000 Avion reward points upon getting credit card approval. Choose any airline, any flight, any time. , RBC Global Asset Management Inc. 4; Annual Fee rebated every month for students with eligible accounts. 59 posts. The current welcome bonus on the card is 12,000 Avion points, which are awarded upon approval if you apply before October 31, 2023. Royal Bank. Learn about RBC Bank (U. S. RBC ION+ Visa. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 99% *. Best No-Annual-Fee Visa Credit Cards. N/A. With a lower annual fee and better returns, the. 99% on cash advances. , Royal Trust Company or The. If you prefer to stick to RBC cards, there’s an ION+ card, which is simply an enhanced version of this card. 20. With the RBC ION+ Visa Card, you can earn up to 7,000 Avion points as a welcome bonus. Now RBC’s new ION and ION+ Visa allows you to get rewards faster, so you can be the holder of your own streaming passwords. 20. The new welcome bonus is structured as follows: Earn 3,500 Avion points upon approval; Earn 3,500 Avion points upon spending $500 in the first three months; The RBC ION+ Visa card has a low annual fee of $48 and earns 3x Avion points on a variety of categories including:. With the RBC ION+ Visa Card, you can earn 3X Avion points for every $1 spent on everyday purchases including groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Call Toll-Free: 1-866-756-1107. RBC launched the Ion+ Card when rebranding the RBC Rewards program to Avion Rewards and created an exciting card for students or people with low income and spending. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback and Co-Brand credit cards are not eligible. 2;1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Haninthere. If this is also the case with Avion Select points, then it could be possible to pool Avion Select points with Avion. Offer ends March 31, 2024. , Royal Trust Company or The. View Legal Disclaimers. Donate now. RBC ION+ Visa. Mortgages. Earning Rewards. 1 You will earn 1. These are the main differences for redeeming. Get 12,000 Avion points on approval with the RBC ION+ Visa. Bank accounts. 26, 2022 /CNW/ - Today, Royal Bank of Canada (RBC) announced the launch of RBC ION Visa and RBC ION+ Visa, two new credit cards that enable Canadians to accelerate their Avion. I believe rate for gift cards are generally 14000 pts for $100 (0. Purchase Rate: 20. For approximately $50, the card has a strong earning potential of what is effectively a 3-4% return on spending in the grocery, dining, transportation, and streaming/subscription categories. Interac e-transfer. 20. Earn 1. Receive up to 60,000 bonus Avios 1. It has excellent insurance, including one for mobile devices, which is rare. Additional cardholders (co. With the RBC ION+ VISA, earn 3 times the Avion points for every dollar spent on food delivery, dining out and groceries. 1. $39. Sign into RBC Online Banking only once and access your U. 58: Redeeming points for statement credits: 0. 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. Get a 0. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. You’ll also get 3 points per. 5x Points. Annual Fee: $48 (charged as $4 each month) Welcome Bonus: up to 12,000 Avion points (Apply by Oct 31, 2023) Earn Rate: 3x Avion points for $1 spent on ; Grocery, Dining & Food Delivery; Rides (incl. Redeeming card: RBC Avion Visa Platinum, I transfer my points from the ION+ to the Avion for higher value, about 2 cents per point on flight redemptions. One of RBC’s newest offerings, the RBC ION+ Visa is a solid, low-fee rewards card with generous earning rates on daily spending. Enjoy 3,500 Avion points upon approval . RBC ION+ Visa. 99% $48 Min. Dollar Visa Gold, RBC. In this case, you’re able to take advantage of the elevated earning rates on some categories of spending with an RBC ION+ Card, and then leverage the wider range of redemption opportunities available with Avion Elite points. Business ‡, RBC Visa CreditLine for Small Business™, RBC Visa Business , RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. Dollar Visa Gold, RBC British. Premium Cash Back credit card benefits. Additional cardholder(s), as well as existing cardholders of any RBC. Min. O. RBC ION+ Visa. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. Additional cardholder(s) (co-applicant and authorized user(s)) on an RBC ION Visa or an RBC Cash Back Mastercard credit card account, as well as existing RBC ION Visa and RBC Cash Back Mastercard cardholders, applying or transferring to the RBC ION Visa or the RBC Cash Back Mastercard as of the eligibility period, are not eligible for this offer. and Canadian accounts instantly – for free 8. Card Details. Borrowing Resources. Can add 1 Co-Applicant to your account. Rewards Rate. RBC ION+ Visa. With this RBC credit card, you can earn 3 Avion points per dollar for : Grocery, Dining & Food Delivery; Rides, Gas & EV Charging; Streaming, Digital Gaming & Subscriptions; And 1 Avion point per dollar for all other purchases. For a $48 annual fee, this RBC credit card lets you earn 3X Avion points for every eligible dollar you spend on select spending categories. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Since Avion Rewards points equal 2 cents a piece, the net return for public transit spending is a whopping 6%! But it’s not the only advantage of the RBC ION+ Visa Card. Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. With no annual fee and a pretty simple system for earning rewards, the RBC ION Visa is an attractive option, especially if you're already used to or interested in the Avion Rewards program. Donate your points to support worthy causes like Tree Canada, Ronald McDonald House Charities Canada, Hope Air and Canadian Olympic Foundation. I regularly travel for work so the Avion is good for paying for my flights and hotels. Enjoy unlimited deliveries with $0 delivery fees on. Good/Very Good: $48 (paid as $4 per month) 12,000 Avion Points: MBNA Rewards Platinum Plus Mastercard:Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. , RBC Global Asset Management Inc. 1. This card has guaranteed approval, no annual fees and the ability to earn unlimited cashback at an average rate of 5% when shopping at partners. , RBC Global Asset Management Inc. 1 How to qualify for the Credit Card Base Offer. Here are a few of the best secured credit cards for newcomers to Canada: 1. If you want to earn even more rewards, there's the RBC ION+ Visa. N/A. Enjoy mobile device insurance, purchase security and extended warranty insurance. Good/Very Good: $48 (paid as $4 per month) 12,000 Avion Points: MBNA Rewards Platinum Plus Mastercard:Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. * Conditions apply 26. Manage Your Account Online, Anytime. Call 1-800-565-3129. S. You will earn 3 Avion points for every $1. It is an excellent choice for students or newcomers looking to get approved for their first credit card in Canada. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Here is how RBC. Keep up with your RBC Bank U. Unlike most alternatives, this choice has a low annual fee and no income requirements. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , RBC Global Asset Management Inc. Upon enrolment, 35,000 Avion points (or "welcome points") will appear within the first two monthly statements. Pay U. RBC ION+ Visa Card. Go to site More Info. , RBC Direct Investing Inc. Feb 29, 2008. Détails sur rbc. RBC ION+ Visa Card. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. If there are no outstanding mortgages, limit is available up to a. RBC Cash Back credit cards; RBC offers a variety of cash back credit cards, which allow you to earn a percentage of your spending back. It’s the best way to make sure you don’t leave deals and savings behind. Apply by November 27, 2023. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. 99% compared to a max of 24. RBC ION+ & RBC Avion order to get them. , RBC Global Asset Management Inc. Please note, this premium card can impose higher acceptance costs on. Visa Cash Back Card. RBC ION+™ Visa ‡. That results in a return of up to 1. Blake Wisz/Unsplash. Earn MORE Avion points on groceries, rideshare, gas, streaming, digital gaming and more with the RBC ION+ Visa or RBC ION+ Visa. 25 RBC Rewards points for every $1 you spend. , RBC Direct Investing Inc. bank account and credit card balances. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The date your RBC ION+ Visa account is cancelled; or 2. Download the Avion Rewards app to set up your account and start finding cash back, offers and points – right there in your pocket. Annual fee: $120. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Apply at an RBC Branch Find an RBC Branch. Banks issue credit cards as well as debit cards. Get up to 7,000 welcome points. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 -. Call to book an appointment to open a bank account over the phone or by video conference. and Canadian accounts instantly – for free 8. , RBC Direct Investing Inc. 若您是高等院校学生,且为 RBC AdvantageTM Banking 学生账户(“合资格学生银行账户”)的持有人以及 RBC ION+™ Visa 信用卡‡、Signature® RBC® Rewards Visa 信用卡或 WestJet RBC 万事达信用卡(均为“合资格学生信用卡”)的主卡持有人. $100,000 (for terms less than 30 days)1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Earn Avion Points on Everyday Purchases. Eligible Credit Cards. , Royal Trust Company or The. , RBC Direct Investing Inc. Cash Advance Rate: 22. 714cpp (this is the regular price). Donate to charity. Additional cardholder(s), as well as existing cardholders of any RBC. What you can do: Check your balances, payments and purchases across all your RBC accounts; Pay bills and schedule payments when it’s convenient for you; Transfer money between accounts or send money fast with Interac e-TransferBest For. Apply online and get a response in as little as 60 seconds. As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol. 71: Travel redemptions through RBC Travel portal with ION credit cards: 0. Min. How It Works. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. RBC ION+ Visa Card. Interest rates are per annum and subject to change without notice at any time. Speed. $4 a month ($48 annually) WestJet RBC MasterCard. RBC Royal Bank Routing/ABA number (if funds coming from U. Highlights:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Updated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. RBC ION+ Visa. So for streaming on the ION card, when redeeming for regular price gift cards, the return is 1. Realistic Looking URLs from Fake RBC Text Messages. To View Your Score in Online Banking: Sign in to Online Banking. You will earn 3 Avion points for every $1. U. Go to site More Info. RBC ION+ Visa. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. RBC ION+™ Visa ‡. 若您是高等院校学生,且为 RBC AdvantageTM Banking 学生账户(“合资格学生银行账户”)的持有人以及 RBC ION+™ Visa 信用卡‡、Signature® RBC® Rewards Visa 信用卡或 WestJet RBC 万事达信用卡(均为“合资格学生信用卡”)的主卡持有人. Additional Card: $0. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. recommended credit score: 660. The RBC ION+ Visa is an intriguing option for spenders who want to earn enticing travel rewards while keeping credit card fees down. View Legal Disclaimers. S. S. $39. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. Call Toll-Free: 1-866-756-1107. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). 0. That results in a return of up to 1. Apply by November 27, 2023. Earn Avion Points on Everyday Purchases. $39. I will happily pay the $4/month fee rather than downgrading to Rewards+ Visa. Canada(EN). For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. 58cpp when redeemed against travel. Earn 1. 75% on all the stated categories* and 0. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. RBC Avion Credit Card: RBC British Airways Infinite Credit Card: $85: RBC Cash Back Credit Card: RBC Cash Back Preferred World Elite Credit Card: RBC ION Credit Card: RBC ION+ Credit Card: RBC Westjet Credit Card: RBC Westjet World Elite Credit Card: Scotia Amex Credit Card: $50: $50: $25: Scotia Gold Amex Credit Card: $150: $150: $150: $200. Dollar Visa Gold, RBC. Compare Credit Cards. Only downside is the 120$/year fee on the avion, which is definitely offset by the value of the rewards for me. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Get up to 7,000 welcome points. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 -. 7,000 points. RBC Bank is running an early year promotion as part of its Avion Rewards program. With the NEW ION family of cards, you can start earning faster on the purchases you make most. and Canadian accounts instantly – for free 8. Eligible Credit Cards. Get 12,000 welcome points on approval and enjoy special offers, insurance and protection benefits, and a low monthly fee rebate for students. 99% (20. 99% on purchases and 22. Dollar Visa Gold, RBC. Buried deep in the T&C's fine print, the points are devalued at 0. You can earn the maximum points when you spend on grocery and dining, rides, gas and EV charging, and digital subscriptions. Pros. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Get 3,500 points on approval and earn 3,500. RBC Signature Rewards VISA Card ($79 AF) ===> RBC ION+ VISA Card ($48 AF) Signature Rewards Visa is $39 AF. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. , RBC Global Asset Management Inc. 99%. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. Which is the best description of services offered by a consumer bank? Depository accounts, loans, mortgages, credit cards, safety deposit boxes. , RBC Direct Investing Inc. Annual Fee Rebate. 60 per $100 of your account balance 6 (plus applicable taxes). Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. RBC ION+ Visa. Compare. Bank accounts. Annual Fee: $99. As far as I can tell, the Cash Back. The date your RBC ION+ Visa account is sixty (60) days past due. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. Both cards can still redeem for merchandise, gift cards etc. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. 714cpp (this is the regular price). The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. RBC Cash Back Mastercard. This offer is only eligible for the RBC ION+ Visa card if. Additional cardholder(s), as well as existing RBC ION+ Visa cardholders, applying for or transferring to an RBC ION+ Visa card as of the offer eligibility period, are not eligible for this offer. Earn unlimited 3x on a variety of common spending. 3 points per $1 spent . For a $4 monthly fee, you'll earn more rewards on. Additional cardholder(s), as well as existing cardholders of any RBC. 20. S. 12 However, the aim of treatment was restoring hemoglobin levels and replenishing iron stores, neither of which was sensitive to the treatment. 99% $48 Min. 58cpp. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner. Get up to 7,000 welcome points. S. RBC ION+ Visa. You will need to provide the sending bank with: Your account number. With this RBC credit card, you can earn 3 Avion points per dollar for : Grocery, Dining & Food Delivery; Rides, Gas & EV Charging; Streaming, Digital Gaming & Subscriptions; And 1 Avion point per dollar for all other purchases. Visa Cash Back Card. Annual Fee. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U. 99% 22. Interest rates: 19. 3 points per $1 spent . , RBC Direct Investing Inc. Get 3,000 welcome Moi points upon your first purchase 1 . Offer ends November 27, 2023. Additional cardholders (co. bills and review your transaction history. RBC ION+ Visa. 99% on cash advances. The CIBC Aventura ® Visa Infinite* Card and the RBC Avion Visa Infinite Card Visa Infinite Avion Card allow you to use points for other rewards, such as everyday purchases, gift cards, products and investments. I wonder if this is accurate and how this is calculated (I swear I had seen a calculation that mentioned the opposite – a higher return for the Rewards+ card). S. 5x for streaming and ION+ gives 3x (at a $4/month fee). The earning rates on the RBC Ion+ Visa are as follows:1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. The fee could be reduced to $10. Purchase Rate: 20. , RBC Direct Investing Inc. $0. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Earn 3X Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. Compare. That means with the iON+ you’re getting 1. National television network committed to airing family-friendly programming. However, redeeming for gift cards is 1400 points for $10 - equivalent to 0. , Royal Trust Company or The. An RBC ION+ Visa credit card provides regular interest rates on purchases and cash advances, along with a variety of opportunities to earn Avion reward points. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. Choose any airline, any flight, any time. Earn 1. Compare. The RBC ION+ Visa Card offers TTC riders 3 Avion points for every dollar spent on daily public transit. 2. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one (1) RBC Debit Card to a Be Well Card. . com or call 1-800 ROYAL 1-2 (1-800-769-2512). Number of cardholders. , Royal Trust Company or The. Get a Quote for Travel Insurance. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. I currently have the RBC Avion Infinite Visa. The RBC ION+ Visa is a step up from the RBC ION Visa, with double the points on specific purchases. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing and you remain an SNL account owner.